HDFC Bank Credit Card Lifetime Free Conversion Conditions February 2023

 If you are an HDFC Bank Credit Cardholder, here is some good news for you. The HDFC bank is providing its cardholders with a great opportunity to make their credit card lifetime free by achieving the required spend milestone within a specific time period. However, the offer is not valid on existing cards, but only on those cards that have been issued during the offer period. HDFC Bank launched a very unique offer back in June 2022 under which cardholders could make premium cards like the HDFC Regalia Credit Card lifetime free for them. However, the offer is no more applicable to these cards and we will update the article as soon as any such offer is reintroduced by HDFC Bank. To know more about the offer and its detailed terms and conditions, keep reading the article

February 2023 Update: HDFC removed all the LifeTime Free conversion conditions in October 2022 and now only Shoppers Stop HDFC Credit Card is issued as lifetime free. The only option to make your card lifetime free now is to achieve the required milestone spend every year and get the annual fee waived

How To Make Your HDFC Credit Card Lifetime Free?

The lifetime free conversion condition of HDFC Credit Cards can be done on the basis of total spends within the first 90 days from the card issuance date. The offer is only applicable to the eligible cards that have been issued during the offer period, which is not clearly disclosed by the card issuer, so you can keep availing of its benefits until the bank discontinues it. However, the eligible customers will receive direct communication from the bank and those who don’t receive a mail/SMS regarding this offer, won’t be eligible for it. the offer is not valid for all cards, but only for the HDFC Credit Cards mentioned in the table below. You can understand the required milestone spend for eligible credit cards here:

Credit Cards	Spends Required Within First 90 days
HDFC Regalia Credit Card HDFC Business Regalia Credit Card HDFC Diners Privilege Credit Card Indigo HDFC Bank 6E Rewards XL Credit Card	Rs. 1 lakh
HDFC Bank Millennia Credit Card	Rs. 50,000
HDFC MoneyBack Plus Credit Card HDFC Freedom Credit Card HDFC Bank Indian Oil Credit Card Indigo HDFC 6E Reward Credit Card HDFC Business MoneyBack Credit Card	Rs3000

Terms and Conditions

• The offer is only applicable to the cards that are mentioned above in the table and not to all the HDFC bank Credit Cards.
• On fulfilling the required milestone spends, the lifetime free offer will be applied to the eligible cards within 6 months from the issuance date.
• The offer is only valid for cards that have been issued during the offer period.
• Only cardholders who have received direct communication from HDFC Bank will be eligible for this offer.